Insurance and Fees
When you schedule your first appointment, please let us know if you have the in-network insurance listed below.

In-Network Insurance:

Blue Cross Blue Shield Network- Florida Blue
Optum - United Health Care
Cigna
Aetna
Tricare
VA Benefits

If you have Tricare or VA Benefits, you will need a referral from your PCM.

Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

I’d recommend asking these questions to your insurance provider to help determine your benefits:

Does my health insurance plan include mental health benefits?
Do I have a deductible? If so, what is it and have I met it yet?
Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
Do I need written approval from my primary care physician in order for services to be covered?

Out-of-Network Insurance:

Billing out of network means clients pay a private pay rate at the time of service. You may request a superbill to submit to your insurance carrier, yourself. Support and guidance on this process is available to insure that it is as simple as possible.

Copay:

Depending on your insurance, there may or may not be a copay. You will be responsibly to pay the copay at the session. Head and Heart Counseling will hold a card on file for any copays or any other additional fees of service.

Insurance and Fees When you schedule your first appointment, please let us know if you have the in-network insurance listed below.

Insurance and Fees
When you schedule your first appointment, please let us know if you have the in-network insurance listed below.